This research explores how buy now, pay later services are becoming normalised among young consumers in the UK. The study examines how marketing, checkout integration, and psychological framing shape perceptions of debt, arguing for stronger regulation, improved consumer protection, and greater financial literacy to address emerging financial risks among younger generations.

This research examines gender differences in labour market choices using revealed preference data. Analysing German employment records, it finds women pay significantly more than men to reduce commuting, especially after childbirth. These constraints help explain wage gaps, highlighting the importance of job location and accessibility in shaping gender inequality in employment outcomes.